We help you to
grow your business.

Your Business Growth and Prosperity Is Dependent
on Readily Availability Sources of Working Capital.

Your Business Growth and Prosperity Is Dependent on Readily Availability Sources of Working Capital.

Learn More

Begin Saying "Yes"
To Lucrative Orders
and Contracts

Begin Saying "Yes" To Lucrative Orders and Contracts

Learn how you can respond to customer payment
terms of 30, 45, 60 or even more days through factoring.

Learn how you can respond to customer payment terms of 30, 45, 60 or even more days through factoring.

Learn More

Are You Familiar With How We Can Help?

We can help provide your business with the working capital you need.
Below is a brief overview of our main services.
More can be reviewed by clicking on "What We Do"

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Invoice Factoring

Invoice Factoring is definitely one of the most valuable tools used by small and mid-size business to obtain business funding.

Purchase Order Factoring

Purchase Order Financing involves the financing of an order rather than financing the delivery of products or services.

Medical Receivables Factoring

Factors consider a medical receivable as a receivable owed to a medical provider by a patient's third party payor.

Export Import Factoring

Export, Import factoring or international factoring is a rapidly growing form of commercial finance that is replacing usage of traditional letter of credit transactions.

There are many Factoring Companies...
But why should you choose us?

Customized Approach

Every business has specific needs which require unique funding solutions. We develop the right solution to fit your business situation.

IACFB Member

As members of the International Association of Commercial Finance Brokers (IACFB), we have an extensive nationwide network of professional business capital sources.

Fast and Flexible

Traditional lenders can take weeks to determine your eligibility for financing. Our turn around times are typically less than 48 hours, with funding in place within 72 hours.

Our Commitment to You

Factoring Advantage takes pride in providing comprehensive factoring and funding services customized to fit your specific needs.

We are adaptive and responsive to changing business conditions and adjust accordingly.

Our handling of your account will be accurate and efficient with a personal touch.

We will strive to be your partner as we focus to help you grow your business.

We provide a customized approach to fit your funding needs.

We can help provide the working capital your business needs.

We partner with you and focus to help you grow your business.

How Does The Invoice Factoring Process Work?

Invoice factoring, also referred to as accounts-receivable financing, is the process of a company selling its receivables at a discount to a factoring company to get immediate cash versus waiting for payment from the customer

You can initiate the process by requesting a free consultation. After we review your company profile we will respond back with a proposal and fees.

Once we establish a business arrangement with your company, we can start the factoring process outlined below.

Select each of the 3 buttons to learn more about the process

First, you’ll continue to provide goods and/or services to your clients and invoice them as usual.

Then, you’ll forward the factoring company copies of your invoices on a daily or weekly basis.

The factoring company will verify that the work has been completed or the goods were delivered to your client.

After verification, you will be advanced an agreed upon percentage of the total invoice amount, usually within 24 hours.

Once your client pays the outstanding invoice to your factoring company, the factor will remit the outstanding balance back to you, minus a fee for utilizing factoring services.

Excellent Video Describing How Factoring Works

This is a video by Paddy Hirsch of Marketplace.org . Marketplace create videos and podcasts about business and the economy.

This video was published in Feb 2014 to explain factoring as a result of news about CIT, a large factoring company.

The video provides an easy to understand explanation of invoice factoring

Note that terms and conditions used as an example in the video can vary between your business and the factoring company.

Explains the transactions between a supplier and their customer.

Explains interactions between supplier, customer and the factoring company.

Explains why a business would want to use factoring.

Frequently Asked Questions

Click the Button containing the Question to see the answer

For many small businesses, factoring provides the solution to ensure sufficient working capital to allow business growth.

Factoring can help smooth out funding payroll cycles while allowing the business to offer their customers attractive terms of payment.

Factors generally do not require including invoices from your customers that pay C.O.D. or in a very short period of time.

Factors prefer a good mix of customers over which to spread their risk and would want to include as many customer invoices as feasible.

Yes, In almost all cases.

Factors primarily place their focus on the credit ratings of the customers of the business.

This is different from the bank's viewpoint, with focus upon the credit rating of the business and owner.

Provided a good customer mix, usually a factoring arrangement can be created with funds advanced to the client.

For many small businesses, factoring provides the solution to ensure sufficient working capital to allow business growth. Factoring can help smooth out funding payroll cycles while allowing the business to offer their customers attractive terms of payment.

Factors generally do not require including invoices from your customers that pay C.O.D. or in a very short period of time. Factors prefer a good mix of customers over which to spread their risk and would want to include as many customer invoices as feasible.

Yes, In almost all cases. Factors primarily place their focus on the credit ratings of the customers of the business. This is different from the bank's viewpoint, with focus upon the credit rating of the business and owner. Provided a good customer mix, usually a factoring arrangement can be created with funds advanced to the client.

We help you to
grow your business.

We help you to
grow your business.

Begin Saying "Yes"
To Lucrative Orders
and Contracts

Begin Saying "Yes" To Lucrative Orders and Contracts

Are You Ready To Get Started?